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Choose the plan that fits your needs. Cancel anytime.

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"Consumer Coach removed 15 negative items and raised my score 180 points. Best investment I ever made!"

- Maria S., Phoenix

Select Your Plan

All plans include credit report analysis

Which Plan is Right for You?

DIY
Full Service
ID Theft
Best For
Hands-on users
Busy professionals
Identity theft victims
Setup Cost
$0
$299
$349.99
Monthly Cost
$49 (when generating letters)
$129.99
$0
We Handle Everything
Letter Templates
All 3 Bureaus
Priority Support

Frequently Asked Questions

What's the difference between DIY and Full Service?

With DIY ($49/month), you create and send dispute letters yourself using our templates and tools. With Full Service ($299 setup + $129.99/month), our team handles everything for you—from analyzing your reports to sending letters to all three bureaus.

Is the DIY plan really free to start?

Yes! You can analyze your credit reports and identify negative items completely free. You only pay $49/month when you're ready to generate dispute letters.

Why does Full Service have a setup fee?

The $299 setup fee covers your initial consultation, credit report analysis across all three bureaus, and account setup. The $129.99/month covers ongoing dispute management and unlimited letters.

What's included in ID Theft Recovery?

The $349.99 one-time fee covers everything: FTC report guidance, dispute letters for all negative items, 90-day follow-up, and full support. No recurring charges.

Can I switch plans later?

Absolutely! You can upgrade from DIY to Full Service anytime. If you need more hands-on help, just reach out and we'll prorate your upgrade.

No credit card required. Upgrade anytime.